SERVICES FOR 401(k) PLANS:
PLAN DESIGN AND IMPLEMENTATION
- We can work with you to design a wide variety of retirement and benefit programs
to suit your company's changing needs.
- Provide analysis of various plan costs and benefits in determining which plans
best meet your goals.
ADMINISTRATIVE SERVICES
- Determine deductible plan contributions for defined contribution plans.
- Allocate contributions, forfeitures and earnings to participant accounts.
- Determine minimum allocation amounts under Top Heavy rules if necessary.
- Calculate required minimum distributions for participants age 70 1/2 or older.
- Review ERISA fiduciary bonding requirements.
- Test plan coverage under Code Section 410(b).
- Test plan for nondiscrimination under Code Section 401(a)(4).
- Calculate ADP/ACP tests annually to ensure that all participants equitably benefit
in the Plan.
- Trust reconciliation of all investment accounts.
- Calculate benefits for participants who leave the company.
- Assist with plan amendments if desired.
- Assist with keeping your plan in compliance with changig pension laws.
PARTICIPANT REPORTING
GOVERNMENT REPORTING
- Prepare all annual and other period filings required to keep your plan in
compliance with government regulations, such as 5500 series reports.
EMPLOYEE AND EMPLOYER MEETINGS